MONDAY, SEPTEMBER 27, 2021
What you pay for motorcycle insurance directly correlates to how much coverage you wish to purchase, but other factors contribute to your premium as well. Your insurance provider considers these factors and calculates your premium based on the risk you pose. The less risky you are, the less you pay for coverage. What are these factors and can you change them?
Age and driving record: Adults over age 25 are statistically safer drivers than teens, and are likely to pay less for coverage. But while you can’t change your age, you can ride your motorcycle with safety in mind. An individual with a clean driving record will likely pay less than one with a history of accidents and tickets.
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Age and driving record: Adults over age 25 are statistically safer drivers than teens, and are likely to pay less for coverage. But while you can’t change your age, you can ride your motorcycle with safety in mind. An individual with a clean driving record will likely pay less than one with a history of accidents and tickets.
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Frequency of riding: The more time you spend on the road, the higher your chances of being involved in an accident. For that reason, motorcyclists may pay more if they ride year-round, as opposed to riding seasonally or on weekends only.
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Custom add-ons: If you add on accessories or commission a custom paint job, the value of your bike may increase. This may, in turn, increase what you pay to cover the bike.
Get the coverage you need. Call Cloverleaf Insurance at 800-530-5822 for more information on St. Peters motorcycle insurance.
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