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Home > Blog > Insurance > Cloverleaf Insurance Blog: insurance
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Cloverleaf Insurance Blog: insurance

View the latest blog posts from Cloverleaf Insurance.

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Wednesday, May 8, 2019

Car Insurance Claims

At Claim Time, Help Us Help You! Insurance often presents a conundrum for our clients: While everyone knows you need protection in case of a loss, no one wants to have that loss. But when, despite your best efforts or simply due to everyday driver craziness, events spiral beyond your contr... READ MORE >>

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Friday, May 3, 2019

Distracted Driving – Two Words That Should Never Be Seen Together

Distracted Driving Do you sometimes wonder at drivers focused on everything but the road? She’s testing on the beltway! He’s reading a map on his tablet behind that semi on I-55! She’s turned around, yelling at a child in the back seat and totally unaware of those flashing lights at the railroad crossing. READ MORE >>

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Friday, April 19, 2019

Understanding Driver License Suspensions And Revocations

When you get a driver's license, it is not a document that lasts permanently. At minimum, your license will expire after a period of years. Yet, even certain actions behind the wheel might cause you to lose your license. You might get a license suspension. In other cases, you could even face license revocations. READ MORE >>

Wednesday, April 17, 2019

Ever wondered how insurance companies come up with your homeowner premiums? Here’s the inside info!

Accurately pricing homeowners insurance is not simple. Determining the premium for your home involves mathematical calculation based on many factors history has shown may increase or decrease your chance of suffering a loss. Consider how the following rate factors may affect your premium: READ MORE >>

Thursday, April 4, 2019

Sure you have insurance, but does the guy who hit you?

I’m Insured, so Why Do I Need Uninsured Motorist Coverage? You’re enjoying a pleasant drive along the river or through the Ozarks, when WHAM! Out of nowhere, another vehicle crashes into you. To make matters worse, while later facing a pile of medical bills, you find out the other driver had no insurance. READ MORE >>

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Tuesday, March 19, 2019

My Friend Wrecked My Car. Do I Pay For The Damage?

Many people let their friends borrow their personal cars. Usually, you can trust your acquaintance to return the car to you in pristine condition. But, that is not always the case. What if your friend wrecks your vehicle? What if the crash involves others? Are you responsible? READ MORE >>

Monday, February 25, 2019

Parts Of Auto Insurance Policy

Many people purchase auto insurance for protection in the case of an accident, but not everyone has taken the time to actually read their insurance policy. A solid understanding of the coverages provided in your policy will help to make sure that you're comfortable with the coverages you have, and it will also help you know what to expect after a loss. READ MORE >>

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Friday, February 15, 2019

Like A Fast Bike? Don't Forget To Protect Your Head

There's nothing better than opening the throttle and taking off in your motorcycle. Yet, feeling the wind in your face — as fun as it sounds — is a clear signal of the exposure risks all bikers face. If you don't protect yourself, then flying down the highway could instantly turn from a fun experience to a tragic accident. READ MORE >>

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Monday, January 21, 2019

Alternatives To Drunk Driving

If you drive drunk, you might get a DUI. This outcome could raise your auto insurance rates, lead to license suspensions and cause other undesirable penalties. What can you do to avoid these unnecessary, entirely preventable outcomes? By simply avoiding getting behind the wheel drunk, you'll all but eliminate your DUI risks. READ MORE >>

Friday, December 14, 2018

Founders Insurance Saturday Hours

Did You Know? Founders Insurance is Open for Business on Saturdays 8 a.m. – 1 p.m. In case you missed it, Founders is available on Saturdays from 8 a.m. – 1 p.m. Central time (9 a.m. – 2 p.m. READ MORE >>

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