We offer low cost auto insurance options even if you have a less than perfect driving record, have never been insured before, have let your policy lapse, or have had your auto insurance coverage suspended or revoked. Cloverleaf Car Insurance is pleased to provide auto insurance in Ohio.
We’ve provided some information below that we hope will be helpful in answering some of the more common questions we’ve received from our customers.
Coverage Requirement
Ohio car laws requires that all vehicle owners maintain motor vehicle liability insurance coverage. Liability insurance covers your legal liability when injuries or property damage happen as a result of your actions. The minimum level of coverage required by the state of Illinoisi is:
Bodily Injury
$12,500 for the death or injury of any one person, any one accident
$25,000 for all persons in any one accident
Property Damage
$7,500 for any one accident
Frequently Asked Questions
Can my driver’s license be suspended for not maintaining my auto insurance?
Yes, driving without auto insurance can result in losing your license.
Why should I purchase car insurance?
If you cause an auto accident, you may be responsible for the losses of the other people involved. A claim may be made or a lawsuit filed against you for the losses. You may have to pay not only for the property damage or injuries that you cause, but also for the medical expenses, lost wages, and pain and suffering of any injured person.
Auto liability insurance will protect you. If you do not have insurance, anything of value that you own, including your home, savings, other assets and future wages, may be taken to pay for those losses.
What if you’re currently driving without coverage?
Cloverleaf Insurance offers instant proof of insurance when you buy auto insurance online at our website or call us 1-800-530-5822.