In the 1950's, the U.S. auto industry boomed and so did vehicle collisions. Consumers became more concerned with safety and liability without fault. Hit and run accidents and individuals without insurance exploited the system. New York was the 2nd state to pass mandatory auto insurance in 1956. In 1957 North Carolina became the 3rd state to require auto insurance. It took decades before mandatory insurance was implemented across the country to protect drivers crossing state line.
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