Best Cars for Teen Drivers
When selecting a car for your teen driver it can be difficult to balance budgetary concerns, safety needs, and teenage dreams for a decked-out ride. Thankfully, there are many resources you can use to help find safe choices for specific car makes and models, such as the Insurance Institute for Highway Safety, Consumer Reports, and the National Highway Traffic Safety Administration. For more general car selection options, you can follow these tips.
- Buy used, but not too old: Because teen drivers are inexperienced, buying them a new car can be an expensive and wasteful idea. Instead, consider buying them a used car with as many new safety features as possible. This will allow you to balance your budget and your safety concerns and will take some of the sting out of any damages that are inflicted on the vehicle as your teen enjoys his salad days of driving.
- Certain SUVs may be safe: Generally, sport-utility vehicles, or SUVs, are top-heavy and therefore dangerous for teen drivers who can easily roll them. However, the Insurance Institute has stated that some SUVs, such as those with stability control, may be acceptable for teen drivers. Check an SUVs ratings through both the Insurance Institute for Highway Safety and Consumer Reports before making your purchasing decision.
- Avoid sports cars and pickups: Sports cars put power in your teen driver’s hands that she doesn’t know how to use, and really doesn't need. Sports cars enable teen drivers to drive much faster than is safe or legal so giving them one of these models is almost like asking for bad behavior. A pickup truck may seem like a practical, affordable, reliable choice of vehicle but since pickup trucks can be rolled easily they are not the safest option. Additionally if your child has many passengers to drive to after school events, he may be tempted to allow them to sit in the back which can be very unsafe.
- Look for safety features: Make sure the vehicle you choose for your teen has safety features such as anti-lock brakes as well as front and side airbags.
- Talk to your insurance agent: The vehicle you choose for your teen driver will directly affect the insurance rates you’re charged. After researching the various options available, get quotes to help determine which car meets all your safety, insurance and affordability concerns.
When you’re ready to shop for your teen’s first car, give us a call. We’re happy to work with you to find the perfect car for your teen and your wallet.
For more information about Missouri auto insurance or if you would like a free, personalized quote call us today at 800-530-5822.