Cloverleaf Insurance
Cloverleaf Insurance Get A Quote

 

Subheader Auto Insurance Home Insurance SR22 Motorcycle Insurance Renters Insurance

Car InsuranceAs many college students know, papers and studying takes up a lot of time. And let's face it, auto insurance isn't at the forefront of your mind. But it is an important consideration, especially during this time of your life. Getting the right policy is just as important as getting a good price. Let's take a look at how going to college can affect your auto insurance policy.

Leaving Your Car at Home


If you go a college campus at least 100 miles away from your permanent residence, live on campus and leave your car back at home, there's a good chance you can cut back on the amount of coverage you need. Discuss the change with your independent insurance agent, including if the vehicle will be driven by anyone while you're away. Under the right circumstances, you may qualify for a resident student discount.

Long Commutes


If you commute to classes, you may spend more time on the road. This is also an occasion for reevaluating your auto insurance policy. Though the thought of paying for more coverage may sound unattractive, it'll be well worth it if you find yourself in a situation that results in a claim.

Campus Security


The safety of the areas in which you drive is taken into consideration when calculating your auto insurance rates. So, if your college apartment is in a neighborhood with a higher crime rate than your parents' neighborhood, you may see a bit of a premium increase. Luckily, arming your car with anti-theft devices can earn you a safety discount.

Discount Options


Anyone who avoids accidents and tickets is likely to pay less for auto insurance. But on top of that, young adults up to age 25 who remain on their parents' policy can earn a good student discount for maintaining high grades. Additionally, it's worthwhile to compare the price difference between staying on your parents' policy and purchasing your own; it's often less expensive to stay on your parents' policy until you permanently move out.

Since your living situation may vary differently from that of your buddies, it's easy to see why there's no one-size-fits-all auto insurance policy that works for every college student. Instead, discuss your options with your independent insurance agent to find a policy that's ideal for you.

See how much you could save. Call Cloverleaf Insurance at (800) 530-5822 for a Missouri auto insurance quote.
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Contact UsContact Us  
Motorcycle InsucanceMotorcycle Insurance

Missouri, Illinois,
Ohio, Indiana, Wisconsin


Please Enter Zip Code Above
  Refer A Friend
 
Illinois Rater for Renters Insurance
We are licensed in the following states for SR22 & non-standard auto insurance: Missouri, Illinois, Indiana, Ohio, Wisconsin, Oklahoma and Texas.
Home   |    About Us   |    Get A Quote   |    Contact Us
 
Cloverleaf Insurance BlogOur Blog
Cloverleaf Insurance NewsletterJoin Our Newsletter
Read more > Connect With Us Facebook Twitter LinkedIn Google+ YelpRSS
Powered by Insurance Website Builder