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Home > Blog > Cloverleaf Insurance Blog Page 17
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Cloverleaf Insurance Blog Page 17

View the latest blog posts from Cloverleaf Insurance.

Friday, October 9, 2020

Choose Safety on Election Day

  Heading for the polls? This Election Day, vote do not to crash. Car crash study proves taking time and making good choices is good advice for more than voting. More car crashes occur on presidential Election Day Tuesdays than on Super Bowl Sundays, despite the latter’s tendency to include alcohol consumption. READ MORE >>

Thursday, October 8, 2020

How is Business Interruption Compensation Calculated?

With many businesses put on hold due to COVID, wildfires and other unexpected incidents, many business owners are scrambling to search their policy for business interruption insurance. This insurance can compensate a business for money lost while the business is unable to operate normally due to government mandate, environmental disaster and more. READ MORE >>

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Wednesday, October 7, 2020

How is Renters Insurance Coverage Calculated?

Not all renters insurance policies are created equal. When you purchase a renters insurance policy, it should generally be tailored to your coverage needs. This, of course, depends on how much coverage you need when it comes to personal belongings. Renters insurance covers three main areas: READ MORE >>

Tuesday, October 6, 2020

Have a Mortgage? You Need Homeowner’s Insurance

Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.   However, what happens if something happens to your home in the meantime? READ MORE >>

Thursday, October 1, 2020

Whose Insurance Do I Use if I Crash Someone Else’s Car?

Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance.  READ MORE >>

Tuesday, September 29, 2020

When Does Life Insurance Payout?

Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for the beneficiaries listed on the policy. READ MORE >>

Thursday, September 24, 2020

How to Insure Your Roof with Home Insurance

Your home’s roof is one of the most important and expensive parts of the home. It keeps everyone inside safe, warm and dry, as well as keeps out anything unwelcome. Unfortunately, home insurance can grow a little complicated and expensive when it comes to insuring your roof.  READ MORE >>

Thursday, September 24, 2020

First Chicago Insurance

In the 1950's, the U.S. auto industry boomed and so did vehicle collisions. Consumers became more concerned with safety and liability without fault. Hit and run accidents and individuals without insurance exploited the system. New York was the 2nd state to pass mandatory auto insurance in 1956. READ MORE >>

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Wednesday, September 23, 2020

What to Do if Your Motorcycle is Vandalized

Vandalism is an unfortunate possibility when you own a motorcycle. Whether it’s committed by someone who doesn’t like the brand of your motorcycle or is simply looking to cause damage, vandalism happens frequently, and you should be prepared for it. READ MORE >>

Tuesday, September 22, 2020

I Hit My Mailbox, Will My Car Insurance Pay?

We’ve all made careless mistakes from time to time, including behind the wheel. If you have ever backed into your mailbox, you might find yourself annoyed, but hopefully unharmed. Your car, however, might sustain damage and so might the mailbox. READ MORE >>

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