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Home > Blog > Cloverleaf Insurance Blog Page 27
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Cloverleaf Insurance Blog Page 27

View the latest blog posts from Cloverleaf Insurance.

Thursday, April 18, 2019

Home Insurance for People with a Disability

When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added features to your home. READ MORE >>

Wednesday, April 17, 2019

Ever wondered how insurance companies come up with your homeowner premiums? Here’s the inside info!

Accurately pricing homeowners insurance is not simple. Determining the premium for your home involves mathematical calculation based on many factors history has shown may increase or decrease your chance of suffering a loss. Consider how the following rate factors may affect your premium: READ MORE >>

Tuesday, April 16, 2019

Is Your Auto Insurance Price on the Way Up? Here’s How to Save Money

From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount necessary. READ MORE >>

Thursday, April 11, 2019

What is No-Fault Medical Coverage on Home Insurance Plans

A person suffering an injury on your property can be a very worrisome situation. Even if you do your very best to help them, they may feel you are responsible for their losses. In some cases, you are. Your home insurance company offers financial help for this situation. READ MORE >>

Tuesday, April 9, 2019

How to Insure a Leased Car Affordably

Leased vehicles need full coverage. It is common for the leasing company to require comprehensive coverage on these cars. This can increase the premium costs to you. However, this type of auto insurance minimizes their risks. It also helps protect you in the case of an accident. READ MORE >>

Thursday, April 4, 2019

Sure you have insurance, but does the guy who hit you?

I’m Insured, so Why Do I Need Uninsured Motorist Coverage? You’re enjoying a pleasant drive along the river or through the Ozarks, when WHAM! Out of nowhere, another vehicle crashes into you. To make matters worse, while later facing a pile of medical bills, you find out the other driver had no insurance. READ MORE >>

Thursday, April 4, 2019

Does an LLC Need Business Insurance?

Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. READ MORE >>

Tuesday, April 2, 2019

Car Insurance for 18 Year Olds

Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. READ MORE >>

Thursday, March 28, 2019

Three Tips for Choosing the Right Contractor After a Disaster

When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor for the job. Doing so could cause you financial loss in the long term. READ MORE >>

Tuesday, March 26, 2019

What Does It Mean to Be in a No-Fault or At-Fault State?

Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? READ MORE >>

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